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ABLE Program

Before committing to the Aid for Advanced Baccalaureate Learning Experience Program (ABLE), we want you to understand your funding options. You should apply for federal and institutional aid (see below) but you may also need to look to private loans, savings, and family assistance to fund your expenses for the program. This is especially important for non-resident applicants as the estimated maximum eligibility in federal loans and CHM stipend support typically does not fully cover the full costs of the program (tuition/fee, book, and living costs). Therefore, as a non-resident you should contact our office to review your options to cover remaining expenses with private loans if you don’t have savings or family assistance.

The funds listed below are only available when you are officially registered as a full-time student. You will need to cover costs associated with summer sessions as ABLE students typically are not registered for any classes during those time periods.

Feel free to contact Valerie Newman (, or Christy Cotton ( for assistance or help in answering any questions you may have. It is important to plan your funding carefully so you are not caught by surprise when the bills arrive.

Apply for financial aid

Submit the Free Application For Federal Student Aid (FAFSA) at and release the results to MSU (our school code is 002290).

The ABLE program is considered a second undergraduate degree program (it is not a graduate or professional program), so you must answer “NO” to the dependency question “Are you enrolled in a graduate/profession program?” during this time period.  If you are unable to answer “YES” to one of the other dependency questions on the FAFSA, you will be considered a dependent student for aid purposes and must include your parental income and asset information for aid consideration.

Financial aid options

Please read Primary Sources of Financial Aid for Medical Students (PDF) for more information on financial aid that is available to you.