Enrollment Chart
Your award notification assumes that you will attend MSU full-time. Awards may be cancelled or reduced if your enrollment drops below full-time at any point in a semester. Refer to Table A below for the specific enrollment requirements of most common financial aid programs and Table B for the relationship between your academic level, the number of credits you are taking, and your enrollment status.
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Table A: How Enrollment Affects Financial Aid |
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| Award | Full-Time Enrollment | 3/4-Time Enrollment | 1/2-Time Enrollment | Less Than 1/2-Time Enrollment |
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Federal Pell Grant |
You will receive 100% of the semester’s award if full time at quarter of term. | You will receive a portion of the full-time award. 11 credits=92% 10 credits=83% 9 credits=75% |
You will receive a portion of the full-time award. 8 credits=67% 7 credits=58% 6 credits=50% |
You will receive a portion of the full-time award. 5 credits=42% 4 credits=33% 3 credits=25% 2 credits=17% 1 credit=8% |
| Federal Supplemental Educational Opportunity Grant (SEOG) | Student eligible for 100% of the semester's award. |
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| TEACH Grant | You will receive 100% of the semester’s award if full time at quarter of term. | You will receive 75% of the full-time award if three-quarter time at quarter of term. | You will receive 50% of the full-time award if half time at quarter of term. | You will receive 25% of the full-time award if less than half time at quarter of term. |
| Federal Direct Subsidized Loan | You will receive 100% of the semester’s award less any applicable loan origination fees. Students in their final semester of the program may be subject to a reduction of the amount due to proration regulations. |
You must be enrolled at least half-time at the time of disbursement. | ||
| Federal Direct Unsubsidized Loan | You will receive 100% of the semester’s award less any applicable loan origination fees. Students in their final semester of the program may be subject to a reduction of the amount due to proration regulations. |
You must be enrolled at least half-time at the time of disbursement. | ||
| Federal Work Study | Student eligible to work and earn 100% of the semester's award. | |||
| Federal Parent PLUS Loan |
You will receive 100% of the semester’s award less any applicable loan origination fees. | You must be enrolled at least half-time at the time of disbursement. | ||
| Federal Grad PLUS Loan |
You will receive 100% of the semester’s award less any applicable loan origination fees. |
You must be enrolled at least half-time at the time of disbursement. | ||
| MSU Student Aid Grant -See item (1) below |
You will receive 100% of the semester’s award if full time at quarter of term. |
You will receive 75% of the full-time award if three-quarter time at quarter of term. | You will receive 50% of the full-time award if half time at quarter of term. | You will receive 25% of the full-time award if less than half time at quarter of term. |
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MSU Medical Student Aid Grant |
You will receive 100% of the semester’s award if full time at quarter of term. | You will receive 75% of the full-time award if three-quarter time at quarter of term. | You will receive 50% of the full-time award if half time at quarter of term. | You will receive 25% of the full-time award if less than half time at quarter of term. |
| Spartan Tuition Advantage | You will receive 100% of the semester’s award if full time at quarter of term. | You must be full time to receive the award in fall and spring semesters. If you drop below full time before quarter of term, the award may be cancelled. | ||
| MSU Spartan Advantage (SPAD) |
You will receive 100% of the semester’s award if full time at quarter of term. |
You must be full time to receive the award in fall and spring semesters. If you drop below full time before quarter of term, the award may be cancelled. |
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Michigan Achievement Scholarship |
You will receive 100% of the semester’s award if full time at quarter of term. | You must be full time to receive the award. If you drop below full time before quarter of term, the award may be cancelled. | ||
(1) If you change enrollment prior to the quarter of term, the award will be adjusted as appropriate. If you change enrollment after the quarter of term, the award will not be adjusted.
(2) If the Office of Financial Aid, in consulation with the Registrar's Office, is unable to confirm that you attended a course, your Pell Grant will be adjusted to remove those credits from your enrollment status. This may result in a charge appearing on your MSU account.
Note 1: If you receive financial aid and withdraw from the University, you may be required to repay a portion of the financial aid received for the semester in which the withdrawal occurs. A withdrawal calculation is performed by the Office of Financial Aid.
Note 2: If you have an award not referenced in Table A, please contact the Office of Financial Aid for additional information regarding the unlisted award. Table A references only the most frequently awarded aid programs.
| Table B: Enrollment Status By Number of Credits | ||||
| Degree | Full-time enrollment | 3/4-time enrollment | 1/2-time enrollment | Less than 1/2-time enrollment |
| Undergraduate | 12 credits | 9-11 credits | 6-8 credits | 1-5 credits |
| Graduate Certificate* | 9 credits | 7-8 credits | 5-6 credits | 1-4 credits |
| Master's Degree | 9 credits | 7-8 credits | 5-6 credits | 1-4 credits |
| Doctoral Degree | 6 credits | 4-5 credits | 3 credits | 1-2 credits |
| Medical/Law Degree | 12 credits | 9-11 credits | 6-8 credits | 1-5 credits |
The number of credits shown is to determine enrollment status for financial aid purposes and may not necessarily follow the University's guidelines. The University Registrar publishes University requirements in the Academic Programs Catalog for Undergraduate and Graduate students.
* No graduate certificate programs are currently eligible for federal (Title IV) student aid.