Direct Subsidized/Unsubsidized Loan Proration
Loan proration impacts undergraduate students applying for fall graduation who are receiving federal student loans. When a student will complete their degree in the middle of an academic year, federal student aid regulations require that we prorate the loan based on the student's enrollment level for that final semester.
Max loan amounts by fall credit load
Actual loan amount may be less if a student has reached their annual or lifetime loan limits prior to fall semester.
Prorated Loan Amounts for Dependent Students
Credits | Subsidized | Unsubsidized | Total Dependent Student |
|---|---|---|---|
| 6 | $1,375 | $500 | $1,875 |
| 7 | $1,604 | $584 | $2,188 |
| 8 | $1,833 | $667 | $2,500 |
| 9 | $2,063 | $750 | $2,813 |
| 10 | $2,292 | $833 | $3,125 |
| 11 | $2,521 | $917 | $3,438 |
| 12 | $2,750 | $1,000 | $3,750 |
| 13 | $2,979 | $1,084 | $4,063 |
| 14 | $3,208 | $1,167 | $4,375 |
| 15 | $3,438 | $1,250 | $4,688 |
| 16 | $3,667 | $1,333 | $5,000 |
| 17 | $3,896 | $1,417 | $5,313 |
| 18 | $4,125 | $1,500 | $5,625 |
| 19 | $4,354 | $1,584 | $5,938 |
| 20 | $4,583 | $1,667 | $6,250 |
| 21 | $4,813 | $1,750 | $6,563 |
| 22 | $5,042 | $1,833 | $6,875 |
| 23 | $5,271 | $1,917 | $7,188 |
| 24 | $5,500 | $2,000 | $7,500 |
Prorated Loan Amounts for Independent Students or Dependent Students with a PLUS Loan Denial
Credits | Subsidized | Unsubsidized | Total Independent Student or Dependent Student with PLUS Denial* |
|---|---|---|---|
| 6 | $1,375 | $1,750 | $3,125 |
| 7 | $1,604 | $2,042 | $3,646 |
| 8 | $1,833 | $2,334 | $4,167 |
| 9 | $2,063 | $2,625 | $4,688 |
| 10 | $2,292 | $2,916 | $5,208 |
| 11 | $2,521 | $3,208 | $5,729 |
| 12 | $2,750 | $3,500 | $6,500 |
| 13 | $2,979 | $3,792 | $6,771 |
| 14 | $3,208 | $4,084 | $7,292 |
| 15 | $3,438 | $4,375 | $7,813 |
| 16 | $3,667 | $4,666 | $8,333 |
| 17 | $3,896 | $4,958 | $8,854 |
| 18 | $4,125 | $5,250 | $9,375 |
| 19 | $4,354 | $5,542 | $9,896 |
| 20 | $4,583 | $5,834 | $10,417 |
| 21 | $4,813 | $6,125 | $10,938 |
| 22 | $5,042 | $6,416 | $11,458 |
| 23 | $5,271 | $6,708 | $11,979 |
| 24 | $5,500 | $7,000 | $12,500 |
*must have PLUS Loan denial in applicable aid year in which student is graduating.
