Office of Financial Aid > Graduate and Professional Aid >

Manage Your Aid

Advisor working with student

Billing & Payments

Your student portal in the Student Information System (SIS) is where you can see your student account, make payments and manage aid. The Office of Financial Aid does not handle billing and payments, but we can answer questions related to the aid you see displayed in the student account section of your student portal. For information about accepting loans in SIS, go here.

Visit SIS

Estimate Your Cost of Attendance

MSU Cost Calculator
Provides an estimate of the semester costs for your selected housing arrangement, meal plan option and intended academic program. 

Net Price Calculator
Provides an estimate of the amount that students will have to pay in their first year at MSU after subtracting any grants and scholarships for which they may be eligible. This calculator is based on answers you supply, and aid numbers may change depending on your input.

Expected Family Contribution (EFC) Calculator
The EFC is the amount calculated when you apply for aid using the FAFSA (Free Application for Federal Student Aid), and is used to determine your eligibility for many types of financial aid. This calculator from the College Board provides an early estimate of your EFC before you actually file your FAFSA.

Managing Your Aid in Sis

Side tabs

Accepting loans in your financial aid portal

Your MSU student portal allows you to view your aid and take action to accept your loans.

To accept your loans, log in to your portal (student.msu.edu) and click the Financial Aid tile.

  1. Navigate to the Financials page and view financial award offer
  2. To take action on the displayed financial aid select one of the following:
    1. Adjust my funding
    2. Update Acceptance
  3. On Step 1 – Awards Summary, select the button stating “Start Loan Acceptance”
  4. On Step 2 – Accept your Awards, select one of the available options
    1. Accepting the full amount of loans available
    2. Accepting a reduced amount of the loans available ***Note: If you select this option you will be prompted to enter the total loan value for the year
    3. Declining the full amount of the loans available
  1. On Step 3 – Confirm your awards selection the page will differ based on what is selected in step 2. At the end of each option, the student should select continue.
    1. If you accepted the full amount, you can continue with the award allocation as shown or edit the amounts for each term to the full amount of the award selected in Step 2.
    2. If you accepted a reduced amount, you’ll determine the split of the award for each term to equal the amount selected in Step 2.
      1. ***Note: If the student has both subsidized and unsubsidized loans, they will be required to use the maximum amount of their subsidized loan available prior to funds being allocated to their unsubsidized loan.
    3. If you declined the loan the possible options are:
    4. *If there is enough aid to cover cost of attendance you can continue to the next step.
    5. *If there is not enough aid to cover cost of attendance you will be prompted to return to previous steps to accept aid.
  2. On Step 4 - E-Sign, students must accept the econsent acknowledgement and sign the page using their student ID and last name
  3. On Step 5 – Done, students will receive confirmation of their loan actions