Credits Per Grade Level
In order to advance to the next grade level, undergrads must earn a certain number of credits:
|Grade Level||Credits Required|
|Freshman||0 through 27|
|Sophomore||28 through 55|
|Junior||56 through 87|
|Senior||88 or more|
For example, at the end of your first two semesters, you do not become a sophomore unless you have earned at least 28 credits (including transfer credits). The amount of money you may borrow through the Stafford (Direct) Loan program depends on your grade level.