Credits Per Grade Level

In order to advance to the next grade level, undergrads must earn a certain number of credits:

Grade Level Credits Required
Freshman 0 through 27
Sophomore 28 through 55
Junior 56 through 87
Senior 88 or more

For example, at the end of your first two semesters, you do not become a sophomore unless you have earned at least 28 credits (including transfer credits). The amount of money you may borrow through the Stafford (Direct) Loan program depends on your grade level.