Summer Aid Disbursement

Financial aid has special rules and consequences when offered for summer sessions. Please read all of the information below and contact us if you have any questions.

  • All Federal Direct Subsidized / Unsubsidized loans require you to be enrolled at least half-time. (Exception: If your loan's Aid ID begins with a "B" you must be enrolled full-time.) Direct Loans you receive for summer session may reduce your loan eligibility for the following fall semester. Consult with a member of our staff before you accept summer loans if you have concerns about your fall loan eligibility.
  • Your summer disbursement date is 10 days prior to the starting date of your earliest starting summer class. This means, for instance, that if you are attending only during the second subterm, your disbursement will not occur until 10 days prior to the start of that subterm.
  • The amount of aid OFFERED to you is based on half-time enrollment. If your enrollment is less than half-time, you will not receive any funding from most of the awards. You do not receive a greater amount if you are enrolled three-quarter or full time.

Summer Enrollment Status

Use this chart to determine your enrollment status for the summer session based on your credit load.

ACADEMIC LEVEL FULL-TIME 3/4-TIME HALF-TIME LESS THAN
HALF-TIME
Undergraduate (including Ag Tech) 12 credits 9-11 credits 6-8 credits 1-5 credits
Masters 9 credits 7-8 credits 5-6 credits 1-4 credits
Doctoral 6 credits 4-5 credits 3 credits 1-2 credits
Teacher Certification 9 credits 7-8 credits 5-6 credits 1-4 credits
Medical 12 credits 9-11 credits 6-8 credits 1-5 credits

Summer Disbursement Rules

Use this chart to determine how much of an award's "offered" amount you may receive based on your summer enrollment level (assuming the award is part of your summer aid package).

AID PROGRAM FULL-TIME 3/4-TIME HALF-TIME LESS THAN
HALF-TIME
MSU Student Aid Grant (USAG) 100% 100% 100% 0%
MSU Assistance Grant (UMAG) 100% 100% 100% 0%
Pell Grant (UPEL) 100% 75% 50% 25%
Federal Direct Subsidized / Unsubsidized Loan 100% 100% 100% 0%
Federal Work-Study Program 100% 100% 100% 0%

Note: If you are a study-abroad student, be sure to read the first bulleted point at the top of this page for important information about loans. You can disregard the table above, since most of your aid will disburse at the actual amount indicated in your package.

However, you must notify the Office of Financial Aid if:

  • the number of credits for your study abroad program changes, or
  • you add or drop any courses, either study abroad or on-campus credits

What happens to my summer aid if I drop courses?

Students should finalize their schedules before their first day of class. Dropping courses after starting a course may result in a financial aid bill. For more information on the financial aid repercussions of dropping summer courses, please watch the video below.