Scholarships, Grants, and Loans
Financial aid breaks down into two main categories: aid that does not need to be repaid (gift aid) and aid that must be repaid (loans). While gift aid is preferable, many students may need to use loans to round out their financial aid package. We're here to help you find the resources to fund your Spartan journey.
What type of aid are you looking for?
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SCHOLARSHIP RESOURCES
Begin Your Scholarship Search Today
There are many sources of gift aid out there, if you're willing to put in some time and effort.
Commonly Awarded Scholarships and Grants
Michigan
The State of Michigan offers a variety of scholarship and grant opportunities, each of which have their own requirements and application processes. Some of these offerings include the Children of Veterans Tuition Grant, Michigan Competitive Scholarship, Michigan GEAR UP Scholarship, the Michigan Tuition Grant, and the Tuition Incentive Program. View all State of Michigan Student Aid Programs.
Out-of-State
Students who reside in other states may look up the financial aid programs offered by their state by visiting finaid.org's state government page.
Federal Pell Grant (PELL)
(FAFSA required) Pell Grant offers assistance to high need students working toward their first bachelor's degree. The Pell Grant is funded each year by Congress, which sets the minimum and maximum award amounts. If you are eligible for the Pell Grant, it will be listed on your MSU financial aid award offer. Eligibility is determined by the FAFSA. There is no separate application, and the award will disburse automatically once you are registered.
Students are limited to six years of Pell eligibility, or the full-time equivalent of six years for those attending less than full time.
Federal Supplemental Educational Opportunity Grant (SEOG)
(FAFSA required) SEOG is a federal grant available to very high need students working toward their first bachelor's degree. If you are eligible for SEOG it will be listed on your award offer. There is no separate application, and the award will disburse automatically once you are registered.
You must be enrolled full-time (12 credits per semester) to receive this grant.
As the nation's premier land-grant university, we are dedicated to making an MSU education within reach for all Michigan residents. In support of this commitment, the Spartan Tuition Advantage is a financial aid program that covers the full cost of tuition for all qualifying in-state students through a combination of federal, state and institutional gift aid, beginning with the 2024-25 aid year.
MSU Student Aid Grant (SAG)
(FAFSA required) The MSU Student Aid Grant (SAG) is available to undergraduate students based on need. Students must be Michigan residents.
There is no separate application, and the award will disburse automatically once you are registered.
Students who plan to become teachers may wish to consider the federal TEACH Grant program, which can cover up to $16,000 of your undergraduate education or $8,000 of a graduate degree.
You’ll have special teaching service requirements if you accept a TEACH Grant, so make sure you understand your obligation. If you receive the TEACH Grant but do not fulfill the stringent requirements of the program, the amount awarded in grant money becomes a loan with interest (at the same rate as the federal Stafford Loan) compounded from the time of the award.
The many requirements of the TEACH grant are outlined here.
The MSU Child Care Grant program provides funds to students with children to assist in meeting the cost of licensed child care during the school year. The maximum award for the MSU Child Care Grant is $1,000 per semester per child.
Information about the MSU Child Care Grant can be found here.
- Consider your interests, hobbies, jobs, and affiliations (and those of your parents), and begin your search in your own hometown.
- Check with your high school, clubs, service organizations or wherever you have demonstrated special talents and hard work.
- Find out if your parents' employers offer any educational benefits.
You may be offered a scholarship through the Office of Admissions simply by applying to MSU. Current and prospective MSU students may also check:
- MSU Scholarship Database: A comprehensive listing of scholarships offered by MSU. Many of these scholarships do not have applications and are awarded automatically by departments across campus.
- Special Scholarship Links: Links related to study abroad, athletics, students with children, etc. Students in these situations may have unique scholarships available to them.
Expand your search by using online scholarship search services such as those listed below. Remember that you will need to submit your application materials directly to the awarding organization and meet all their requirements and deadlines.
Watch out for scams!
MSU does not endorse any scholarship service that charges a fee. Be wary of companies that guarantee results. No company can guarantee that you will get a scholarship.
- Consider your interests, hobbies, jobs, and affiliations (and those of your parents), and begin your search in your own hometown.
- Check with your high school, clubs, service organizations or wherever you have demonstrated special talents and hard work.
- Find out if your parents' employers offer any educational benefits.
You may be offered a scholarship through the Office of Admissions simply by applying to MSU. Current and prospective MSU students may also check:
- MSU Scholarship Database: A comprehensive listing of scholarships offered by MSU. Many of these scholarships do not have applications and are awarded automatically by departments across campus.
- Special Scholarship Links: Links related to study abroad, athletics, students with children, etc. Students in these situations may have unique scholarships available to them.
Expand your search by using online scholarship search services such as those listed below. Remember that you will need to submit your application materials directly to the awarding organization and meet all their requirements and deadlines.
Watch out for scams!
MSU does not endorse any scholarship service that charges a fee. Be wary of companies that guarantee results. No company can guarantee that you will get a scholarship.