Federal Notices

The Higher Education Opportunity Act of 2008 requires disclosure of policies that can affect students in colleges and universities. The following information is disclosed to you as a student at Michigan State University in compliance with this federal law.

Terms and Conditions of federal student loans

The Terms and Conditions of federal student loans are listed on the Master Promissory Note, which must be signed by the student before they can accept the loan. 

Listed below are links to the Rights and Responsibilities for different types of federal student loans:

Student Loan Problems

Borrowers should first attempt to resolve complaints about their federal loans by contacting the school, company, agency, or office directly involved. If the borrower has made a reasonable effort to resolve the problem through normal processes and has not been successful, he or she should contact the Federal Student Aid Ombudsman.

Entrance and Exit Counseling for federal student loans

Information is available on the StudentLoans.gov website for Entrance and Exit Counseling.

Federal student aid penalties for drug law violations

Federal law provides that a student who has been convicted of an offense under any federal or state law involving the possession or sale of a controlled substance during a period of enrollment for which the student was receiving financial aid shall not be eligible to receive any federal or institutional grant, loan, or work assistance during the period beginning on the date of such conviction and ending after the interval specified in the following table:

Possession of a Controlled Substance Ineligibility Period
First Offense 1 year
Second Offense 2 years
Third Offense Indefinite
Sale of a Controlled Substance Ineligibility Period
First Offense 2 years
Second Offense Indefinite

A student whose eligibility has been suspended based on a conviction for possession or sale of a controlled substance may resume eligibility before the end of the ineligibility period if one of the following scenarios takes place:

  • The student satisfactorily completes a drug rehabilitation program that a) complies with the criteria prescribed in the federal regulations and b) includes two unannounced drug tests.
  • The conviction is reversed, set aside, or otherwise rendered nugatory.

Code of Conduct for financial aid professionals and advisory disclosure

The Office of Financial Aid at Michigan State University has established a Code of Conduct for financial aid professionals as required by law.

The Office of Financial Aid discloses that currently no financial aid professional on staff is serving on a lender advisory board.

Refund disbursement information

All students (whether Pell eligible or not) who have excess aid at the start of the semester are eligible for a financial aid refund.