Enrollment Chart

Your award notification assumes that you will attend MSU full-time. Awards may be cancelled or reduced if your enrollment drops below full-time at any point in a semester. Refer to Table A below for the specific enrollment requirements of most common financial aid programs and Table B for the relationship between your academic level, the number of credits you are taking, and your enrollment status.

For summer-specific information, see our page on summer enrollment/disbursement rules.

Table A: How Enrollment Affects Financial Aid (Fall / Spring)

  Full-Time
Enrollment
¾-Time
Enrollment
½-Time
Enrollment
Less than ½-Time
Enrollment
Federal Pell Grant

*See items (1) (2) (3) below

Student receives 100% of the semester's award if full time at quarter of term. Student receives 75% of the semester's award if three-quarter time at quarter of term. Student receives 50% of the semester's award if half time at quarter of term. Student receives 25% of the semester's award if less than half time at quarter of term.
Federal Supplemental Educational Opportunity Grant (SEOG) Student receives 100% of the semester's award if full time at quarter of term. Student must be full time to receive the award in fall and spring semesters. If the student drops below full time before quarter of term, the award is cancelled. After quarter of term, dropping credits has no impact.
Federal Direct
Subsidized Loan
Student receives 100% of the semester’s award less any applicable loan origination fees.

Students in their final semester of the program may be subject to a reduction of the amount due to proration regulations.
Award will be cancelled if not yet disbursed; future semester awards may be cancelled.
Federal Direct
Unsubsidized Loan
Student receives 100% of the semester’s award less any applicable loan origination fees.

Students in their final semester of the program may be subject to a reduction of the amount due to proration regulations.
If less than half-time award will be cancelled if not yet disbursed; future semester awards may be cancelled.
Federal Perkins Loan Student must be full time to receive the award. If the loan has been disbursed, dropping credits has no impact on the award. Student must be full time to receive the award. If the loan has been disbursed, dropping credits has no impact on the award.
Federal Work-Study Student eligible to work and earn 100% of the semester's award Student's award will be cancelled if below half-time at any time during the semester.
Federal Parent PLUS Loan

Student receives 100% of the semester’s award less any applicable loan origination fees.

Award will be cancelled if not yet disbursed; future semester awards may be cancelled.
Federal Grad PLUS Loan Student receives 100% of the semester’s award less any applicable loan origination fees. Award will be cancelled if not yet disbursed; future semester awards may be cancelled.
Additional Unsubsidized
Loan for Medical Students
(Aid ID begins with MU)
Full time student receives 100% of the semester’s award less any applicable loan origination fees. May be eligible if three-quarter or half-time. Contact the Office of Financial Aid. Not eligible if enrolled less than half-time.
Award will be cancelled if not yet disbursed; future semester awards may be cancelled.
MSU Student Aid Grant (SAG)

*See item (2) below

Student receives 100% of the semester's award if full time at quarter of term. Student receives 75% of the semester's award if three-quarter time at quarter of term. Student receives 50% of the semester's award if half time at quarter of term. Student receives 25% of the semester's award if less than half time at quarter of term.
MSU Assistance Grant (MAG) Student receives 100% of the semester's award if full time at quarter of term. Student receives 75% of the semester's award if three-quarter time at quarter of term. Student receives 50% of the semester's award if half time at quarter of term. Semester award will be cancelled if less than half-time.
MSU Grant (MSUG) Student receives 100% of the semester's award if full time at quarter of term. Student must be full time to receive the award in fall and spring semesters. If the student drops below full time before quarter of term, the award is cancelled. After quarter of term, dropping credits has no impact.
MSU Medical Student Aid Grant

*See item (2) below

Student receives 100% of the semester's award if full time at quarter of term. Student receives 75% of the semester's award if three-quarter time at quarter of term. Student receives 50% of the semester's award if half time at quarter of term. Student receives 25% of the semester's award if less than half time at quarter of term.
MSU Spartan Advantage (SPAD1)

*See item (4) below

Student receives 100% coverage of the semester's tuition charges. However, dropping below full time risks removal from the program in future terms.
MSU Spartan Advantage (SPAD2)

*See item (4) below

Student receives 100% of the semester's award if full time at quarter of term. Student receives 75% of the semester's award if three-quarter time at quarter of term. Student receives 50% of the semester's award if half time at quarter of term. Student is not eligible if enrolled less than half-time.
Michigan Competitive Scholarship (MCS)

*See item (2) below

Student receives 100% of the semester's award if full time at quarter of term. Student receives 75% of the semester's award if three-quarter time at quarter of term. Student receives 50% of the semester's award if half time at quarter of term. Semester award will be cancelled if less than half-time.

(1) IN SOME CASES, students will lose all Pell Grant eligibility if below full-time enrollment; consult an OFA staff member for clarification in this instance.

(2) If the student changes enrollment prior to the quarter of term, the award will be adjusted or cancelled as appropriate. If the student changes enrollment after the quarter of term, the award will not be adjusted. Please note that enrollment changes after quarter of term that are made effective as of before the quarter of term will have the same effect as changes made before the quarter of term.

(3) If the student fails one or more courses due to non-attendance, the Office of Financial Aid, in consultation with the Registrar, will determine the student's last date of academic activity in the class and adjust the Pell Grant accordingly.  This may result in a charge appearing on the student's MSU account during the following semester.

(4) Students who are eligible for the MSU Spartan Advantage Program may see one or two "SPAD" awards in their package. "SPAD1" is a charge-based award for tuition and fees. "SPAD2" is a lump sum award which covers the remainder of the student's budget (i.e. room and board plus books). Most SPAD-eligible students will see both of these awards in their package, but if a student's need is determined to be less than the full amount of SPAD1, they will instead receive only SPAD2 in an amount sufficient to cover their costs.

Note 1: If a student receiving financial aid withdraws from the University, the student may be required to repay a portion of the financial aid received for the semester in which the withdrawal occurs. A withdrawal calculation is performed by the Office of Fees, Sponsored Aid and Fellowships (a division of the Controller's Office); phone: 517-355-5050.

Note 2: If the student has an award not referenced in Table A, please contact the Office of Financial Aid for additional information regarding the unlisted award. Table A references only the most frequently awarded aid programs.

Table B: Enrollment Status by Number of Credits (Fall / Spring)

  Full-Time
Enrollment
¾-Time
Enrollment
½-Time
Enrollment
Less than ½-Time
Enrollment
Undergraduate 12 credits 9-11 credits 6-8 credits 1-5 credits
Graduate Certificate 9 credits 7-8 credits 5-6 credits 1-4 credits
Master's Degree 9 credits 7-8 credits 5-6 credits 1-4 credits
Doctoral Degree 6 credits 4-5 credits 3 credits 1-2 credits
Medical 12 credits 9-11 credits 6-8 credits 1-5 credits

The number of credits shown to determine enrollment status is for financial aid purposes and may not necessarily follow the University's guidelines. The University Registrar publishes University requirements in the Academic Programs Catalog for Undergraduate and Graduate students.